Does driving with a restricted license affect insurance in Los Angeles? Getting a restricted license can end up indirectly raising your insurance rates. However, this is not always the case. Variations in insurance costs are often different on a case-by-case basis.
The reasons for a license suspension can determine whether or not your insurance rates go up. If you’re concerned about getting a restricted license because of a pending DUI charge, reach out to a skilled DUI lawyer for a free consultation today by calling (310) 862-0199.
The Basics About a Restricted License in California
Drivers with a restricted license are allowed to operate their vehicles here in California. However, they have to obey certain regulations set forth by the court system. For example, many drivers can get a restricted license after they are convicted of driving under the influence (DUI) in California.
In order to get a restricted license in this situation, drivers have to install an ignition interlock device (IID). An IID works by measuring a driver’s blood alcohol content (BAC) each time they try to start their vehicle. Drivers with a high BAC cannot start or drive their vehicles.
Drivers can also face license restrictions for some other traffic violations. However, most drivers think of a DUI restricted license, first.
Restricted Licenses and Car Insurance in Los Angeles
As we mentioned, restricted licenses often come with certain requirements in California. For example, drivers with an IID-restricted license have to install an IID. License restrictions are also usually tied to a criminal conviction.
Insurance companies can change their rates for drivers convicted of traffic violations, or drivers who have a history of driving under the influence. These drivers are often considered “high-risk” drivers. Note that insurance companies have to wait until your current term ends to change your rates in most cases.
Some insurance companies do not want to insure high-risk drivers. These companies may choose not to renew your insurance policy when your term is up. Applying for new insurance with a restricted license – or a criminal conviction – could lead to higher rates. You can review this situation in more depth with a Los Angeles DUI lawyer. Just call (310) 862-0199 and start getting help on your side.
License Restrictions and SR-22 Insurance in California
In many cases, drivers get a restricted license following a license suspension or revocation. Drivers may have to prove that they have SR-22 insurance before the Department of Motor Vehicles (DMV) grants them a restricted license.
SR-22 insurance basically proves that a driver is carrying a certain amount of insurance. In order to acquire SR-22 insurance, you may have to increase your insurance rates. Additionally, not all insurance companies offer SR-22 insurance.
Therefore, getting a restricted license can impact your insurance in a number of different ways here in California.
Other Effects of California Traffic Violation Charges
A traffic violation conviction can lead to a license restriction here in Los Angeles. However, this is not the only possible repercussion for a criminal conviction. Individuals can face other penalties after a DUI conviction in our area. This kind of conviction can lead to:
- Jail or prison time
- Time in an alcohol treatment program
In some cases, the court system in California can suspend an individual’s driver’s license after a DUI conviction. Drivers with a suspended license cannot legally operate their vehicles. As you can see, a suspension is more serious than a restriction for a driver’s license.
Handle Traffic Violation Charges in Los Angeles
A restricted license can impact your insurance premiums in Los Angeles. You can avoid license restrictions by working with a DUI lawyer in some cases. You should not face license restrictions if your charges are dismissed, for example.
Members of our team are ready to get to work on your defense right away. We know how prosecutors work in Los Angeles. We can take steps to dispute the evidence against you. We could even bring you a plea bargain that does not include license restrictions. We’re also prepared to take your claim to court, starting right now.
Avoid the Effects of Driving with a Restricted License by Fighting Your DUI Charges
In many cases, getting a license restriction can end up raising your insurance premiums. You can take steps to avoid this situation by contacting a Los Angeles DUI lawyer now. We’ll focus on defending you from DUI charges and helping you avoid license restrictions. Get more information with a free consultation and start building the best defense possible today.
Reach us by calling (310) 862-0199. You can also fill out our online contact form.