
Yes, an insurance company can deny a claim for your DUI accident because DUIs fall under the category of “criminal activity.” If you want to hold your insurance company accountable for the cost of a DUI accident, you’ll need to challenge the factors that have driven adjusters to assume your accident stemmed from deliberate misconduct.
Fortunately, help is available. If you’re struggling to get your insurance company to pay for the cost of an alleged DUI, you can turn to an experienced Los Angeles DUI lawyer for support. Our team can connect you with a legal representative who will speak with insurers and their representatives on your behalf.
Let’s break down the means that insurers use to assess DUI accidents. That way, you can determine whether or not your finances are at risk and if it’s time to reach out for legal support.
How Do Insurance Companies Address DUI Claims?
Every state, including California, requires drivers to possess a certain degree of car insurance if they want to legally operate a motor vehicle on the road. According to California Insurance Code §11580.1b, drivers must specifically invest in at least the following coverage if they want to avoid fines or more severe punishments:
- $30,000 for injury/death to one person
- $60,000 for injury/death to more than one person
- $15,000 for damage to property
This means that you should have insurance coverage to fall back on in the wake of a DUI accident. However, insurance companies like to save themselves money. They may claim that because a DUI constitutes criminal activity, they’re not obligated to cover the cost of a victim’s recovery.
Unfortunately, an insurance company that denies a claim for your DUI accident can leave you holding the bill for someone else’s recovery. If you want to spare yourself that financial burden, you need to challenge the accusations of criminal misconduct brought against you.
Criminal Consequences for DUIs in California
Fighting accusations of a DUI allows you to do more than avoid paying for someone else’s accident recovery. The criminal consequences of a DUI may also include fines of up to $5,000 in addition to four years in prison. Those consequences grow more severe if you have an existing criminal history.
It’s with the risk of these consequences in mind that we encourage you to connect with an Anaheim DUI lawyer. The sooner you can discuss the logistics of your defense with an experienced attorney, the easier it may be to reduce the charges brought against you. Your attorney may even get your charges dropped entirely.
Contacting an Anaheim DUI Lawyer
You have the right to contact an Anaheim DUI lawyer well before an insurance company denies a victim’s claim for your DUI accident. In fact, we believe that you should reach out to an attorney immediately upon your arrest if police take you into custody.
Letting an attorney speak for you gives you the chance to preserve your rights and prevent officers and other parties from grossly misinterpreting the reality of your accident. A lawyer can also immediately begin discussing the nature of your collision and what steps you can take to protect yourself from wrongful accusations of fault.
Los Angeles DUI Lawyer can connect you with a legal representative who will break down your right to a DUI defense right away. Take advantage of our professional connections today and let an experienced legal professional manage conversations with accident victims, prosecutors, and insurance company representatives on your behalf.
How to Establish a Defense Against DUI Accusations
The defense you can build against DUI charges will vary based on the logistics of your recent accident. You can work with an attorney to determine what evidence the prosecution might use against you before:
- Challenging the validity of breathalyzer or field sobriety tests
- Counter-accusing the alleged “victim” of roadway negligence or misinterpreting the facts of their accident
- Highlighting any bias that may have led to your unreasonable arrest
- Questioning the way police officers and other parties handled the evidence most relevant to your case
If you need to appeal a verdict made by California’s criminal courts, our connections can help you find an attorney to bring new evidence to light in the appeals process. The lawyers we can pair you with will be able to break down the logistics of your upcoming case in plain English and answer any questions you might have about what to expect from the criminal process.
Let Anaheim DUI Lawyers Protect You After an Accident
If you’re accused of causing a DUI, your insurer supposedly assumes liability for the losses that the accident’s alleged victims sustained. However, because DUI accidents constitute “criminal activity” in the eyes of the law, insurers can deny a claim for your DUI accident.
However, you have the right to challenge any DUI accusations brought against you. In turn, you can count on an experienced DUI accident lawyer to help you hold an insurer accountable for an accident victim’s losses.
If you’re struggling to make your voice heard in conversations with insurance claims adjusters, don’t panic. Reach out to Los Angeles DUI Lawyer. Our team has decades of experience and is ready to connect you with a legal representative today.